A person who is considering divorce and whose spouse has student loan debt may be concerned about whether that student loan debt will be divided in a divorce. Most of the time, a person is responsible for the debts brought into the marriage, including student loan debt. However, if the debt is incurred after the marriage, a spouse could be responsible for a portion of it. In South Carolina, an equitable property state, several factors could influence a judge's decision about how to divide this debt.
Generally, millennials and members of Generation Z in South Carolina and other states have been more cautious about debt than earlier generations. Part of the reason for this is because many of them lived through the recession that took place around 2008-10. But this trend may be reversing as more individuals within the younger generation continue to accumulate credit card debt.