Keeping your money in check can be difficult. Managing your finances and paying bills is hard to do when you have so many other responsibilities. However, if you do not handle your money wisely, you may end up in trouble. Poor money management can lead to bankruptcy.

Even if filing for bankruptcy is an ideal choice in your situation, you need to plan financially to get your life back on track. Thankfully, there are plenty of personal finance apps for your smartphone that can help you stay the course. Whether looking to avoid or recover from bankruptcy, here are some mobile apps that can help you along the way.

1. Mint (free on iOS and Android)

Mint comes from Intuit, the company responsible for TurboTax and QuickBooks. Chances are, you use, or at least know about how much Intuit helps consumers with finances, taxes and payroll. Now, the Mint app is available to help you budget with ease. You can easily categorize transactions, track bills and set budget alerts. 

2. PocketGuard (free on iOS and Android)

If you want something without all the bells and whistles of Mint, you can go for PocketGuard instead. This is a bare-bones app for budgeting. Essentially, it just tells you how much spending money you have after paying bills and making contributions to your savings goals. The idea is for the app to tell you how much you have in your pocket.

3. Prism (free on iOS, Android, Windows 8, Windows Phone and Kindle)

Falling behind on bills is one of the core contributors to bankruptcy. Prism allows you to easily track and pay bills. This app displays your bills and account balances. It also allows you to directly pay your bills from the app. You can receive notifications for upcoming due dates and payment confirmations. 

There really is an app for everything. Consider using these apps to stay on top of your finances.