Many people designate a number of their accounts to “transfer on death” (TOD) to their chosen beneficiaries. On some types of accounts, like retirement accounts, a beneficiary designation does the same thing. You simply name one or more people to be beneficiaries of...
Needing to see your ex every few days when you exchange custody can be difficult. Thinking about sharing all of your holidays and special events with someone who hurt or disappointed you also probably doesn't seem pleasant right now. Co-parenting isn't always easy,...
From an illness to job loss to a loved one's death, these are just some of the many factors that may cause someone to find oneself burdened by insurmountable debt. If you've looked into debt relief, then both debt consolidation and bankruptcy have likely come on your...
Estate plans reflect someone's wishes for their legacy and how they hope to provide for their loved ones after they die. The courts generally do their best to uphold the estate plan left behind by someone. However, there are situations in which people can go to the...
Some couples facing divorce know exactly what to expect. They have already signed either a prenuptial or postnuptial agreement, so the terms for splitting up their belongings and debts have long since been resolved. The only uncertainty in their divorce proceeding...
You’re in love and your intended spouse is absolutely perfect -- except for their money problems. Money issues are one of the biggest sources of stress for married couples, and a major reason for divorce. If your spouse is carrying a significant amount of debt, it may...
As tax season approaches, one thing that people considering bankruptcy ask is how their bankruptcy will affect their taxes. Interestingly, your bankruptcy should not have much of an impact on your taxes. While the cancelation of your debts is considered taxable income...
Child custody is a difficult situation for many parents. The challenges that come with this aspect of a divorce become even more complex if one parent is a narcissist. The hallmark signs of a narcissist are that they have a highly enhanced sense of self-worth and...
You know exactly what you want to happen to the family home when you die. It seems like a shame, then, for the property to be stuck in probate for months after you’re gone. What’s the solution? You have several. Here are some options: Create a joint tenancy If you’re...
Knowing that you owe creditors money is a disheartening situation. You probably don’t need to be reminded of it on a daily basis with phone calls and letters. Unfortunately, collection agencies and bill collectors don’t mind that type of contact with the people who...
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