The United States has long had its challenge with credit card debt. Consumers carry an average of $6,194 in credit card debt, according to Experian. Additionally, around 61% of Americans have a credit card of some kind. Credit cards can offer great deals and...
Probate is the process where someone checks your will is legitimate, settles your debts and pays any taxes before distributing your estate to the appropriate beneficiaries. You should appoint an executor to carry out the probate process as per your wishes. These are...
It’s a life-changing event, but divorce may be what’s best for you and your future. Should you decide to go down this path, it’s critical that you turn your attention to the well-being of your children. They’re going to face just as much stress and as many obstacles...
Many divorces are caused by financial worries, which leads some people to think that they might need to file for both divorce and bankruptcy. If this is what you’re thinking right now, you should understand that bankruptcy and divorce cases typically can’t run at the...
A common misconception regarding estate planning is that a person needs to be either rich or old for it to become necessary. This thinking is one reason why young people in South Carolina tend to shy away from the subject. Estate planning involves more than dividing...
South Carolina parents struggle enough when it comes to getting their own lives in order after a divorce. Having to co-parent with the person they just divorced in a joint custody arrangement is even more challenging. Here are some tips for how to make it work....
Despite what many individuals in South Carolina think, filing for bankruptcy can actually provide a fresh start that gets one's finances back on track. Bankruptcy laws exist to give people a second chance, not to penalize them. However, a person shouldn't resort to...
Property owners in South Carolina may want to consider preparing an estate plan if they do not have one already. An estate plan can include a will or a trust, both of which are used to pass assets and property on to beneficiaries. Trusts offer some benefits that wills...
If your financial situation is deteriorating, there may come a point when you consider the benefits of bankruptcy. For example, with Chapter 7 bankruptcy, you can discharge many of your debts and end up with a fresh start. Before you do anything, it’s critical to...
South Carolina residents and others are encouraged to examine their beneficiary designations on a regular basis. Doing so may help to ensure that assets go to a close friend, family member or preferred charitable cause as opposed to going to an ex-spouse or estranged...
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